HDFC ELSS Tax saver vs HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC vs HDFC· Portfolio Overlap Analysis
48.0%High Overlap
30 common stocksRank #12282 / 20,000
Investor takeaway: At 48.0% overlap, a significant part of these portfolios is identical. Make sure both funds actually serve different jobs in your allocation.
Common Holdings (30)
| Stock | Wt% in HDFC ELSS Tax saver | Wt% in HDFC Retirement Savings Fund - | Overlap |
|---|---|---|---|
HDFC Bank Ltd. Banks | 8.87% | 6.25% | 6.25% |
ICICI Bank Ltd. Banks | 9.13% | 5.66% | 5.66% |
State Bank of India Banks | 5.06% | 3.53% | 3.53% |
Axis Bank Ltd. Banks | 7.38% | 3.25% | 3.25% |
Reliance Industries Ltd. Petroleum Products | 2.79% | 3.27% | 2.79% |
Kotak Mahindra Bank Limited Banks | 4.37% | 2.68% | 2.68% |
Maruti Suzuki India Limited Automobiles | 4.92% | 2.62% | 2.62% |
Bharti Airtel Ltd. Telecom - Services | 3.84% | 2.21% | 2.21% |
Infosys Limited IT - Software | 1.96% | 2.29% | 1.96% |
Power Grid Corporation of India Ltd. Power | 1.98% | 1.75% | 1.75% |
HCL Technologies Ltd. IT - Software | 2.80% | 1.63% | 1.63% |
Larsen and Toubro Ltd. Construction | 1.63% | 1.88% | 1.63% |
Bajaj Auto Limited Automobiles | 2.85% | 1.46% | 1.46% |
ITC LIMITED Diversified FMCG | 1.12% | 1.29% | 1.12% |
ICICI Lombard General Insurance Co Insurance | 1.03% | 1.12% | 1.03% |
Dr. Lal Path Labs Ltd Healthcare Services | 0.96% | 1.07% | 0.96% |
SBI Life Insurance Company Ltd. Insurance | 5.52% | 0.90% | 0.90% |
Tata Steel Ltd. Ferrous Metals | 1.92% | 0.87% | 0.87% |
Cipla Ltd. Pharmaceuticals & Biotechnology | 1.00% | 0.79% | 0.79% |
Havells India Ltd. Consumer Durables | 0.76% | 0.94% | 0.76% |
United Spirits Limited Beverages | 0.83% | 0.73% | 0.73% |
Godrej Consumer Products Ltd. Personal Products | 0.54% | 0.57% | 0.54% |
The Ramco Cements Ltd. Cement & Cement Products | 0.54% | 0.66% | 0.54% |
Crompton Greaves Consumer Elec. Ltd. Consumer Durables | 0.54% | 0.53% | 0.53% |
ESCORTS KUBOTA LIMITED Agricultural, Commercial & Construction Vehicles | 1.06% | 0.52% | 0.52% |
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology | 0.42% | 0.99% | 0.42% |
Bajaj Electricals Ltd. Consumer Durables | 0.26% | 0.28% | 0.26% |
Delhivery Limited Transport Services | 0.26% | 0.51% | 0.26% |
Cyient Ltd. IT - Services | 0.37% | 0.19% | 0.19% |
Popular Vehicles and Services Limited Automobiles | 0.28% | 0.13% | 0.13% |
Unique to HDFC ELSS Tax saver
All top holdings are shared with the other fund.
Unique to HDFC Retirement Savings Fund -
- Tata Consultancy Services Ltd.2.32%
Sector Overlap Breakdown
Banks21.4% (5)
Automobiles4.2% (3)
IT - Software3.6% (2)
Petroleum Products2.8% (1)
Telecom - Services2.2% (1)
Insurance1.9% (2)
Power1.8% (1)
Construction1.6% (1)
Consumer Durables1.6% (3)
Pharmaceuticals & Biotechnology1.2% (2)
Diversified FMCG1.1% (1)
Healthcare Services1.0% (1)
Ferrous Metals0.9% (1)
Beverages0.7% (1)
Personal Products0.5% (1)
Cement & Cement Products0.5% (1)
Agricultural, Commercial & Construction Vehicles0.5% (1)
Transport Services0.3% (1)
IT - Services0.2% (1)
More comparisons for HDFC ELSS Tax saver
- vs HDFC Flexi Cap70.0% · 35 stocks
- vs HDFC Focused64.7% · 22 stocks
- vs HDFC Retirement Savings Fund -57.2% · 32 stocks
- vs Bajaj Finserv Nifty 50 Index54.3% · 25 stocks
- vs HDFC NIFTY 50 ETF54.3% · 25 stocks
More comparisons for HDFC Retirement Savings Fund -
- vs HDFC Retirement Savings Fund -64.1% · 52 stocks
- vs HDFC Hybrid Equity47.0% · 32 stocks
- vs ADITYA BIRLA SUN LIFE LARGE CA44.2% · 25 stocks
- vs HDFC Dividend Yield44.1% · 34 stocks
- vs ADITYA BIRLA SUN LIFE NIFTY 5043.8% · 21 stocks
Overlap calculated on equity holdings only. Debt, government securities, and cash are excluded.