HDFC ELSS Tax saver vs HDFC Retirement Savings Fund - Equity Plan
HDFC vs HDFC· Portfolio Overlap Analysis
57.2%High Overlap
32 common stocksRank #6039 / 20,000
Investor takeaway: At 57.2% overlap, a significant part of these portfolios is identical. Make sure both funds actually serve different jobs in your allocation.
Common Holdings (32)
| Stock | Wt% in HDFC ELSS Tax saver | Wt% in HDFC Retirement Savings Fund - | Overlap |
|---|---|---|---|
HDFC Bank Ltd. Banks | 8.87% | 7.62% | 7.62% |
ICICI Bank Ltd. Banks | 9.13% | 6.31% | 6.31% |
Axis Bank Ltd. Banks | 7.38% | 4.75% | 4.75% |
State Bank of India Banks | 5.06% | 3.44% | 3.44% |
Kotak Mahindra Bank Limited Banks | 4.37% | 3.39% | 3.39% |
Maruti Suzuki India Limited Automobiles | 4.92% | 3.19% | 3.19% |
Reliance Industries Ltd. Petroleum Products | 2.79% | 3.99% | 2.79% |
Bharti Airtel Ltd. Telecom - Services | 3.84% | 2.69% | 2.69% |
HCL Technologies Ltd. IT - Software | 2.80% | 1.99% | 1.99% |
Power Grid Corporation of India Ltd. Power | 1.98% | 2.14% | 1.98% |
Infosys Limited IT - Software | 1.96% | 2.98% | 1.96% |
Bajaj Auto Limited Automobiles | 2.85% | 1.93% | 1.93% |
Larsen and Toubro Ltd. Construction | 1.63% | 2.45% | 1.63% |
ITC LIMITED Diversified FMCG | 1.12% | 1.48% | 1.12% |
Tata Steel Ltd. Ferrous Metals | 1.92% | 1.06% | 1.06% |
ICICI Lombard General Insurance Co Insurance | 1.03% | 1.36% | 1.03% |
Cipla Ltd. Pharmaceuticals & Biotechnology | 1.00% | 0.96% | 0.96% |
Dr. Lal Path Labs Ltd Healthcare Services | 0.96% | 1.40% | 0.96% |
Eicher Motors Ltd. Automobiles | 0.87% | 1.72% | 0.87% |
Apollo Hospitals Enterprise Ltd. Healthcare Services | 1.29% | 0.84% | 0.84% |
InterGlobe Aviation Ltd. Transport Services | 1.16% | 0.83% | 0.83% |
Lupin Ltd. Pharmaceuticals & Biotechnology | 0.83% | 1.48% | 0.83% |
United Spirits Limited Beverages | 0.83% | 0.99% | 0.83% |
Hyundai Motor India Limited Automobiles | 2.61% | 0.77% | 0.77% |
Havells India Ltd. Consumer Durables | 0.76% | 1.40% | 0.76% |
Godrej Consumer Products Ltd. Personal Products | 0.54% | 0.64% | 0.54% |
The Ramco Cements Ltd. Cement & Cement Products | 0.54% | 0.89% | 0.54% |
Star Health and Allied Insurance Company Ltd Insurance | 0.84% | 0.50% | 0.50% |
Alkem Laboratories Ltd. Pharmaceuticals & Biotechnology | 0.42% | 1.21% | 0.42% |
Bajaj Electricals Ltd. Consumer Durables | 0.26% | 0.37% | 0.26% |
Delhivery Limited Transport Services | 0.26% | 0.99% | 0.26% |
Cyient Ltd. IT - Services | 0.37% | 0.18% | 0.18% |
Unique to HDFC ELSS Tax saver
- SBI Life Insurance Company Ltd.5.52%
Unique to HDFC Retirement Savings Fund -
- Tata Consultancy Services Ltd.2.64%
Sector Overlap Breakdown
Banks25.5% (5)
Automobiles6.8% (4)
IT - Software4.0% (2)
Petroleum Products2.8% (1)
Telecom - Services2.7% (1)
Pharmaceuticals & Biotechnology2.2% (3)
Power2.0% (1)
Healthcare Services1.8% (2)
Construction1.6% (1)
Insurance1.5% (2)
Diversified FMCG1.1% (1)
Transport Services1.1% (2)
Ferrous Metals1.1% (1)
Consumer Durables1.0% (2)
Beverages0.8% (1)
Personal Products0.5% (1)
Cement & Cement Products0.5% (1)
IT - Services0.2% (1)
More comparisons for HDFC ELSS Tax saver
- vs HDFC Flexi Cap70.0% · 35 stocks
- vs HDFC Focused64.7% · 22 stocks
- vs Bajaj Finserv Nifty 50 Index54.3% · 25 stocks
- vs HDFC NIFTY 50 ETF54.3% · 25 stocks
- vs HDFC Nifty 50 Index54.3% · 25 stocks
More comparisons for HDFC Retirement Savings Fund -
- vs HDFC Retirement Savings Fund -64.1% · 52 stocks
- vs HDFC Hybrid Equity53.0% · 35 stocks
- vs HDFC Flexi Cap51.6% · 26 stocks
- vs LIC MF NIFTY 50 ETF50.8% · 22 stocks
- vs Bajaj Finserv Nifty 50 Index50.8% · 22 stocks
Overlap calculated on equity holdings only. Debt, government securities, and cash are excluded.