HDFC Retirement Savings Fund - Equity Plan vs Kotak Large Cap Fund

HDFC vs Kotak· Portfolio Overlap Analysis

46.5%High Overlap
20 common stocksRank #13991 / 20,000

Investor takeaway: At 46.5% overlap, a significant part of these portfolios is identical. Despite coming from different AMCs, the stock picks still converge heavily. Make sure both funds actually serve different jobs in your allocation.

Common Holdings (20)

StockWt% in HDFC Retirement Savings Fund -Wt% in Kotak Large CapOverlap
HDFC Bank Ltd.
Banks
7.62%7.01%7.01%
ICICI Bank Ltd.
Banks
6.31%7.36%6.31%
Reliance Industries Ltd.
Petroleum Products
3.99%6.39%3.99%
State Bank of India
Banks
3.44%4.83%3.44%
Axis Bank Ltd.
Banks
4.75%3.35%3.35%
Infosys Limited
IT - Software
2.98%3.32%2.98%
Bharti Airtel Ltd.
Telecom - Services
2.69%3.78%2.69%
Larsen and Toubro Ltd.
Construction
2.45%4.22%2.45%
Maruti Suzuki India Limited
Automobiles
3.19%2.41%2.41%
Tata Consultancy Services Ltd.
IT - Software
2.64%1.68%1.68%
Kotak Mahindra Bank Limited
Banks
3.39%1.55%1.55%
ITC LIMITED
Diversified FMCG
1.48%2.05%1.48%
NTPC Limited
Power
1.37%2.89%1.37%
Tata Steel Ltd.
Ferrous Metals
1.06%2.14%1.06%
United Spirits Limited
Beverages
0.99%1.15%0.99%
Apollo Hospitals Enterprise Ltd.
Healthcare Services
0.84%0.93%0.84%
InterGlobe Aviation Ltd.
Transport Services
0.83%1.83%0.83%
HDFC Life Insurance Company Limited
Insurance
1.13%0.82%0.82%
Godrej Consumer Products Ltd.
Personal Products
0.64%1.21%0.64%
Gujarat State Petronet Ltd.
Gas
0.65%0.57%0.57%

Unique to HDFC Retirement Savings Fund -

All top holdings are shared with the other fund.

Unique to Kotak Large Cap

  • BAJAJ FINANCE LTD.3.14%
  • Mahindra & Mahindra Ltd.2.90%

Sector Overlap Breakdown

Banks
21.7% (5)
IT - Software
4.7% (2)
Petroleum Products
4.0% (1)
Telecom - Services
2.7% (1)
Construction
2.5% (1)
Automobiles
2.4% (1)
Diversified FMCG
1.5% (1)
Power
1.4% (1)
Ferrous Metals
1.1% (1)
Beverages
1.0% (1)
Healthcare Services
0.8% (1)
Transport Services
0.8% (1)
Insurance
0.8% (1)
Personal Products
0.6% (1)
Gas
0.6% (1)

More comparisons for HDFC Retirement Savings Fund -

More comparisons for Kotak Large Cap

Overlap calculated on equity holdings only. Debt, government securities, and cash are excluded.