HDFC Retirement Savings Fund - Equity Plan vs IB11-Groww ELSS Tax Saver Fund

HDFC vs Groww· Portfolio Overlap Analysis

46.2%High Overlap
23 common stocksRank #14286 / 20,000

Investor takeaway: At 46.2% overlap, a significant part of these portfolios is identical. Despite coming from different AMCs, the stock picks still converge heavily. Make sure both funds actually serve different jobs in your allocation.

Common Holdings (23)

StockWt% in HDFC Retirement Savings Fund -Wt% in IB11-Groww ELSS Tax SaverOverlap
HDFC Bank Ltd.
Banks
7.62%8.05%7.62%
ICICI Bank Ltd.
Banks
6.31%5.75%5.75%
Reliance Industries Ltd.
Petroleum Products
3.99%5.46%3.99%
State Bank of India
Banks
3.44%3.53%3.44%
Bharti Airtel Ltd.
Telecom - Services
2.69%3.23%2.69%
Axis Bank Ltd.
Banks
4.75%2.60%2.60%
Infosys Limited
IT - Software
2.98%2.49%2.49%
Larsen and Toubro Ltd.
Construction
2.45%3.35%2.45%
Kotak Mahindra Bank Limited
Banks
3.39%2.23%2.23%
Maruti Suzuki India Limited
Automobiles
3.19%1.77%1.77%
ITC LIMITED
Diversified FMCG
1.48%1.54%1.48%
Lupin Ltd.
Pharmaceuticals & Biotechnology
1.48%1.12%1.12%
Tata Consultancy Services Ltd.
IT - Software
2.64%1.08%1.08%
Tata Steel Ltd.
Ferrous Metals
1.06%1.56%1.06%
ICICI Lombard General Insurance Co
Insurance
1.36%1.03%1.03%
Eicher Motors Ltd.
Automobiles
1.72%1.00%1.00%
Max Financial Services Ltd.
Insurance
1.30%1.00%1.00%
InterGlobe Aviation Ltd.
Transport Services
0.83%1.50%0.83%
NTPC Limited
Power
1.37%0.70%0.70%
Hindustan Petroleum Corp. Ltd.
Petroleum Products
1.07%0.58%0.58%
National Aluminium Co. Ltd.
Non - Ferrous Metals
0.51%0.99%0.51%
HCL Technologies Ltd.
IT - Software
1.99%0.50%0.50%
Prestige Estates Projects Ltd.
Realty
0.30%0.84%0.30%

Unique to HDFC Retirement Savings Fund -

All top holdings are shared with the other fund.

Unique to IB11-Groww ELSS Tax Saver

  • Mahindra & Mahindra Limited2.35%

Sector Overlap Breakdown

Banks
21.6% (5)
Petroleum Products
4.6% (2)
IT - Software
4.1% (3)
Automobiles
2.8% (2)
Telecom - Services
2.7% (1)
Construction
2.5% (1)
Insurance
2.0% (2)
Diversified FMCG
1.5% (1)
Pharmaceuticals & Biotechnology
1.1% (1)
Ferrous Metals
1.1% (1)
Transport Services
0.8% (1)
Power
0.7% (1)
Non - Ferrous Metals
0.5% (1)
Realty
0.3% (1)

More comparisons for HDFC Retirement Savings Fund -

More comparisons for IB11-Groww ELSS Tax Saver

Overlap calculated on equity holdings only. Debt, government securities, and cash are excluded.